Closing Costs

Understanding Closing Costs and Associated Expenses

Closing costs are the various expenses you need to cover when finalizing your loan and completing the purchase of a property. These costs can include several items, and while some are optional, others are mandatory. It's essential to be aware of what to expect at closing to budget accordingly. Here's a breakdown of the costs related to your loan and the property purchase process:


During our negotiations for your deal, our goal is not only to secure the best possible sales price but also to advocate for reduced closing costs. After we reach an agreement, we will guide you through the details of the closing costs, ensuring you have full transparency about how your funds will be allocated.


When purchasing a home in the Triangle area, your lender should provide a "Loan Estimate" within three days of your loan application. This estimate includes your closing costs, and it aims to be reasonably accurate to avoid surprises at closing. As your Realtor, I can help you review and address any questions you may have about this estimate, even though I don't receive a copy directly.

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